The Limits of AI in Investing:

A Wake-Up Call from Manila’s Leading AI Strategist

While tech evangelists tout AI supremacy, a defiant voice in Manila issues a sharp reminder that judgment still beats the algorithm—intuition, discipline, and story.

“Artificial intelligence won’t hand you fortune. But it will accelerate your losses.”

That was Joseph Plazo’s unapologetic opener at his overflowing keynote at the University of the Philippines’ amphitheater—and it drew audible gasps from the audience.

In front of him were Asia’s brightest young minds—rising economists, AI researchers, and budding asset managers from leading institutions across Asia.

Plazo—CEO of a firm at the intersection of AI and capital—delivered a roadmap on what AI delivers—and fails to grasp in real-world investing.

And what it misses, he stressed, is think like a human.

### Beyond the Hype: Investing in the Age of Overpromised Intelligence

Dressed in a bespoke ensemble, Plazo commanded the stage with surgical precision.

He started boldly with a short video montage—social media influencers promising 90% win rates. Then he paused.

“I engineered what they now sell as magic,” he said, dryly.

The crowd chuckled—but ego wasn’t the point.

The message? AI is retrospective, not prophetic.

“You can’t outsource conviction. AI doesn’t feel in a trade—it reacts what already happened.”

“When war breaks out, when Powell frowns during a Fed announcement, when a bank goes under—AI stays blind. Humans do.”

### The Students Who Challenged Him—and Got Schooled

The highlight of the talk? A battle of brains and bots.

A student from NUS presented an AI-backed trade on the Nikkei—technically read more solid, sentiment-scanned, and data-rich.

Plazo studied it. Then said:

“Good. But you missed the BOJ’s stealth bond buy this morning. Your AI doesn’t sense the bluff. It scans headlines.”

The audience leaned in. The student grinned. Then: applause.

Another moment: A robotics PhD from Kyoto asked if quantum computing would render all current models useless.

Plazo’s answer? “Yes—and no. Faster chips won’t purge panic from data. Train an AI on fear, and it’ll become panic on steroids.”

### The Three Myths Plazo Shattered in 45 Minutes

1. **“AI Will Replace Portfolio Managers.”**
Not quite. AI supports—it crunches, optimizes, and speeds up decisions—but it doesn’t replace gut instinct.

2. **“AI Understands Fundamentals.”**
Wrong. AI reads tables, but fails at narrative causality. It may model interest rates, but it can’t predict a Strait of Hormuz conflict.

3. **“AI Makes You Smarter.”**
Actually, it might weaken your edge. “AI won’t kill you—but your laziness might,” Plazo warned. “It’s in forgetting how to think without it.”

### Why Asia Paid Close Attention

This wasn’t just another keynote.

Asia’s universities are now launching the next generation of quant leaders. They’re asking: more code, or more conscience?

Plazo’s call: “Harness tech, but stay human.”

In closed-door chats at Ateneo and a roundtable at AIM, professors absorbed what they called a turning point speech.

One finance dean privately told Forbes, “Joseph might have rebooted our entire AI syllabus. Not magic—mirror.”

### The Future AI Can Build

Despite the warnings, Plazo isn’t a luddite.

He’s building multi-signal trading engines—that blend intuition cues with algorithmic structure.

His stance? “Let AI drive—but you steer. Don’t go on autopilot.”

“It’s not starving for stats. It needs discernment. And that still belongs to us.”

The standing ovation was thunderous. And the ripple is still moving in Asia’s halls of learning.

In a world drunk on AI hype, Joseph Plazo offered something rare: intelligence that’s still human.

Leave a Reply

Your email address will not be published. Required fields are marked *